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Voilà works with over +50 Insurance Carriers, allowing you to compare quotes from multiple providers to find StagePoint Credit Union members the best rates with just one request or call.
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Insurance For Yourself or Your Business
Auto Insurance
Protect your vehicle and yourself with tailored auto insurance policies that provide coverage for accidents, theft, and liability.
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Homeowners Insurance
Many homeowners discover too late that many items are excluded or have low limits.
Let's make sure you have adequate coverage.
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Flood
Insurance
Flood insurance is a specialized, separate property insurance policy that covers direct physical damage caused by flooding.
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Life Insurance
Ensure your loved ones are financially secure with a life insurance policy that meets your family’s needs.
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Commercial Property Insurance
Protect your business assets with coverage for buildings, equipment, and inventory.
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General Liability Insurance
Shield your business from lawsuits and claims with general liability coverage.
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Commercial Auto
Covers vehicles—cars, trucks, or vans—used for business purposes, protecting against damages, accidents, and liability.
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Builder's Risk
Protects buildings, materials, equipment, and fixtures from damage during construction or renovation.
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RV Insurance
Motorhomes, travel trailers, and campers that combines auto-style protection with home-style coverage for personal property and liability.
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We work with trusted insurance providers like these to get you the best rate.
Why Voilà Insurance?
StagePoint Credit Union collaboration and member benefit
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Home and Fire Insurance Frequently Asked Questions
Standard home insurance can cover both house fires and wildfire damage in Wyoming and Colorado, but it depends on the policy wording and carrier appetite
Always review your specific policy documents and speak to your agent to confirm coverage.
Contact us and we will help you check.
Ongoing wildfire risk and recent large losses have caused major insurance companies to raise premiums or restrict new policies in high-risk areas. Costs to rebuild homes have also increased, further driving up insurance prices, especially in wildfire-prone zones.
Start shopping immediately for other private coverage. You may also contact the state insurance commissioner for guidance or to file a complaint. Avoid letting your policy lapse, as securing a new one may be more difficult.
Maintain defensible space around your home by removing dry brush/fuel, use fire-resistant building materials, and stay informed of your fire hazard severity zone. Taking these steps may make you more insurable or qualify you for reduced premiums if you’re in a high-risk area.
Dwelling coverage pays to rebuild or repair your home and attached structures (decks, garages) after fire damage. Ensure your policy limit is high enough to cover local rebuild costs, which have risen sharply in recent years.
Yes, standard policies usually provide personal property coverage for belongings, and additional living expenses (ALE) coverage, which pays for temporary accommodation, food, and expenses if your home is unlivable after a fire.
Condo policies usually cover the inside of your unit; the building exterior is covered by the HOA’s policy. Renters insurance covers your personal belongings but not the building structure[5].
Homes in areas mapped as “high fire hazard” often face higher premiums or are excluded from traditional coverage. Check your home’s current designation and work with your insurer or agent to identify possible mitigation actions.