Voila Insurance | 2026

StagePoint Federal Credit Union (FCU) serves members across Wyoming and the broader Rocky Mountain region -- a membership with a clear, practical orientation. People here need reliable vehicles to cover real distances. Auto loans are a core part of the relationship between StagePoint and its members, which made auto insurance a natural place to start.

What StagePoint and Voila built together went well beyond a referral arrangement. From day one, the partnership launched with co-branded marketing pages designed specifically for StagePoint's audience -- giving members a familiar, trusted entry point to get a quote or explore coverage options without feeling like they had been handed off to a third party.

Within seven days of launch, the program generated its first insurance revenue.

Built for the Audience, Not Just the Product

The StagePoint experience is a good example of how Voila approaches co-marketing with credit union (CU) partners. Rather than dropping a generic insurance widget onto a partner's site, Voila builds landing pages and quote flows that reflect the partner's brand, geography, and membership profile.

For StagePoint, that meant a focused auto insurance experience tailored to Rocky Mountain drivers. The page at voilainsurance.com/stagepoint/auto-insurance-quote functions as an extension of the credit union's own digital presence -- the kind of experience that feels native rather than bolted on.

The integration goes deeper than the website. Voila is connected directly into StagePoint's auto loan process, so when a member finances a vehicle, insurance is part of the conversation from the start rather than an afterthought at the closing table.

Real Savings for a Real Member

Shortly after launch, a StagePoint member going through the credit union's auto loan process worked with Voila to shop her coverage across the carrier network. The result was a policy that saved her more than $2,100 on her annual auto insurance.

That outcome is the program working as designed. Voila's role is not to present a single option and move on -- it is to actively shop the market on each member's behalf and find coverage that fits both the lender's requirements and the member's budget.

"The goal is never just to check the insurance box on a loan. It is to find coverage that genuinely works for the member, and then keep working at every renewal to make sure it still does."

-- Cliff Karlin, Chief Operating Officer, Voila Insurance

Revenue That Outlives the Loan

One of the less obvious advantages of the Voila model is what happens after the loan closes. Unlike loan interest income, which ends when a loan is paid off, insurance relationships tend to renew annually. Each renewal is an opportunity for Voila to re-shop the member's coverage, confirm they are still getting competitive rates, and maintain the relationship between the member and the credit union.

For StagePoint, that means the revenue generated at the time of a car loan does not simply stop when the loan does. A member who is now loan-free is still a Voila customer at renewal -- and the credit union continues to earn from that relationship.

This dynamic is particularly valuable for credit unions facing pressure on net interest margins. Insurance income is recurring, does not require new loan origination, and deepens member engagement in ways that carry real retention value.

From Zero to Running in One Week

The StagePoint launch is a useful benchmark for credit unions evaluating what an implementation actually looks like in practice. Co-branded web presence was live on day one. The loan workflow integration was in place at launch. And revenue arrived within the first seven days -- not after months of onboarding, member education campaigns, or internal training cycles.

For lean credit union teams, that pace matters. The program is designed to require minimal operational lift from the partner institution. Voila handles the quoting, the carrier relationships, the documentation, and the renewal process. StagePoint's team does what it already does -- serve its members.

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